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One of the largest U.S. consumer reporting agencies, Equifax Information Services LLC, has agreed to settle Federal Trade Commission charges that it improperly sold lists of consumers who were late on their mortgage payments. In two separate actions, bot…

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It may come as a surprise to some readers that it is not illegal for consumer reporting agencies like the giant Equifax to sell prescreened lists to other companies. However, when they do sell lists with your name on it, they must do so only for the purp…

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